Data from the State Bank of Vietnam (SBV)’s Region 2 branch show that remittances were primarily transferred via economic organizations, reaching nearly $7.43 billion, or about 71.8% of the total. Transfers through credit institutions, meanwhile, amounted to almost $2.92 billion, or 28.2%.

Vietnamese garment factory workers stitch apparel at a factory in Ho Chi Minh City on April 3, 2025.

By source region, Asia continued to be the largest contributor, with remittances approximating $5.06 billion, or 48.9% of the total inflows to the city.

Compared with 2024, remittances from Asia rose by 3.2%, reflecting the stability of traditional markets such as Japan, the Republic of Korea, Taiwan (China) and Southeast Asian countries, where a large number of Vietnamese work on long-term contracts.

Although growth was modest, Asia remained the "mainstay" due to its scale and steady flows, the SBV branch said.

The Americas ranked second, with remittances exceeding $3.3 billion, accounting for 31.9% of the total and rising 11.8% year on year.

This increase indicates improved incomes among the Vietnamese communities in the U.S. and Canada, as well as a growing trend of remittances for investment, consumption and family support.

In recent years, the Americas have consistently made a substantial contribution while maintaining relatively stable growth.

Remittances from Europe totaled $921.46 million, making up 8.9% and growing 16% from 2024. The result suggests better economic conditions and incomes among Vietnamese nationals in EU countries, particularly in services, skilled labor and small-scale business.

Oceania recorded remittances of $893.62 million to HCMC, representing an 8.6% share and an annual rise of 15.1%. This was regarded as a notable growth, reflecting steady transfers from Vietnamese communities permanently settled in the region.

Although accounting for just 1.7% of total remittances, or around $173.35 million, Africa registered the highest growth rate of 39.3%.

While the absolute value remains modest, the sharp increase highlights the expanding presence of Vietnamese workers and businesses in the continent in recent years, according to the central bank.

Assessing the overall remittance structure in 2025, Tran Thi Ngoc Lien, Deputy Director of the SBV Region 2 branch, said inflows to HCMC continued to show stability, with Asia and the Americas remaining the two core sources, together accounting for more than 80% of the total sum.

At the same time, strong growth from Europe, Oceania and Africa has helped to diversify sources, gradually reducing reliance on a small number of traditional markets.

The branch also reported that remittances to southern Dong Nai province through credit institutions exceeded $181 million in 2025.

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